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Vibe Lending Executive Cohort & Private Desk
Cohort #0 Passes Operating Desk PML Wholesale Capital Deal Intake Portal
🎓 Cohort #0 Operator Enrollment · Capped at 20 Seats

Build & Scale Your Autonomous
Private Money Lending Desk

Master institutional private money underwriting in 10 weeks. Deploy 9 autonomous AI agents, price loan deals with deterministic underwriting math, and connect directly with 450+ verified private money lenders.

⚡ Choose Your Enrollment Pass ↓ Test Drive Phase 1 Intake & Sizer Desk →
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10-Week Executive Course
Comprehensive 4K video lectures, live masterminds, real-world loan documents (PSA, SOW, Operating Agreements), and HUD-1 settlement mastery.
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9 Autonomous AI Agents
Pre-trained agent fleet (A1 through A9) handling lead generation, borrower intake, debt sizing, deal structuring, and institutional packaging.
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Deterministic Math Sizers
Strict dual-cap engine computing maximum LTC, 70% ARV cap, debt yield, monthly interest, and 1-page publication-grade Preliminary Term Sheets.
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Institutional PML Capital
Direct wholesale capital directory containing 450+ verified Private Money Lenders (PMLs) with real-time credit criteria and tier-based matching.
💡 What Does "PML" Mean? Financial Glossary

PML stands for Private Money Lender (or Private Mortgage Lender). In real estate finance, a PML is an institutional or private non-bank lending entity that provides asset-backed financing—such as Fix & Flip debt, Ground-Up Construction loans, Bridge financing, and Debt Service Coverage Ratio (DSCR) rental loans—directly to real estate investors and brokers. Unlike conventional retail banks that evaluate borrowers primarily on personal W-2 income and strict Debt-to-Income (DTI) ratios, PMLs underwrite capital based on asset fundamentals: Property Value, Loan-to-Cost (LTC), After-Repair Value (ARV), and Debt Service Coverage (DSCR), enabling rapid 5-to-10 day closing timelines.

Platform Access & Operating Subscriptions

Cohort Enrollment & Operating Tiers

Join the 10-week live executive program or deploy the standalone autonomous lending desk software with institutional PML capital connectivity.

🎓 Comprehensive Master Program
Cohort #0 Operator Passes
Limited to 20 operators. Includes full 10-week live curriculum, weekly mastermind calls, pre-installed 9-agent autonomous desk, and Institutional PML Explorer access.
Seat Cap: 20 Total
Seats 6–20
Standard Seat
$1,497 one-time
Full 10-week live cohort participation, weekly live deal review masterminds, downloadable frameworks, and 9-agent setup.
or Solo Checkout ($1,497) →
Flexible Split
3-Month Plan
$697 /mo × 3
3-payment split for full 10-week cohort enrollment, curriculum access, and autonomous desk tooling.
or Solo Checkout ($697/mo) →
⚡ Desk Software Licenses
Standalone Monthly Desk Subscriptions
For active private money brokers, lenders, and real estate syndicates who require the software platform and sizers without the 10-week cohort mastermind.
Instant Provisioning
Math Engine
Pro Sizer
$97 /mo
Deterministic debt yield, DSCR, LTC/LTV caps, rehab holdback calculation, and publication-ready term sheet generator.
or Solo Checkout ($97/mo) →
🏛️ Capital Directory Access
Institutional PML (Private Money Lender) Database Add-On
Direct integration into our nationwide wholesale Private Money Lender (PML) directory. PMLs are non-bank, asset-backed debt funds funding Fix & Flip, Construction, Bridge, and DSCR rental properties. Cohort participants receive Explorer access included; operating desks can attach tiered lender access packages.
450+ Verified Lenders
Cohort Included
Explorer
$0 / cohort
Top 10 verified cohort lenders. Included with any Cohort #0 enrollment.
Included in Cohort
Lender Add-On
Prospector
+$39 /mo
5 searches/mo, max 20 lenders/30d. Direct wholesale criteria.
or Solo Add-On ($39) →
Top 25 Funds
Owner Desk
+$199 /mo
Full Top 25 funds. 20 searches/mo, max 50 lenders/30d. Direct syndicate access.
or Solo Add-On ($199) →
🛡️ Unconditional 7-Day Money-Back Guarantee

Every cohort pass and monthly desk subscription is backed by our 7-day money-back guarantee. If you are not completely confident in your ability to underwrite, price, and structure private money loans with our platform, email our operations desk for a full, prompt refund.

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Grouped Package 0 Items
Due Today: $0.00
Ongoing: $0.00/mo