Vibe Lending · Phase 1 AI Intake · Private Lending Application & Intake Portal

⚡ Intake Mode

💡 What is a PML?

📈 Rates & Leverage

⚡ Closing Timeline

🔨 100% Rehab Escrow

📋 Complete 1003 Form

⚡ Simplified 3-Step Application · Instant Term Sheet Preview (~2 Mins)

✓ No Hard Credit Inquiry

STEP 1: PROPERTY

Address & Collateral Specs

STEP 2: FINANCIALS

Purchase, Rehab & Sizing

STEP 3: BORROWER & LOCK

Entity, Docs & Term Sheet

🏠 1. Subject Property & Financing Program

Financing Program *

Property Street Address *

City *

State *

Zip Code *

Property Type

Year Built

Square Feet (SqFt)

Occupancy Status

💰 2. Deal Financials & Loan Request

Contract Purchase Price ($) *

Estimated Rehab Budget ($) *

After-Repair Value (ARV) ($) *

Target Closing Date

Earnest Money Deposit ($)

Available Liquid Cash ($)

👤 3. Borrower & Operating Entity

Guarantor Full Name *

Borrowing Entity Name (LLC / Corp) *

Email Address *

Phone Number *

Estimated Credit Score (FICO)

Past Completed Flips (Last 36 Months)

🔐 4. Portal Access & Underwriting Handover

Create my borrower portal account to monitor underwriting, upload closing docs & access legal contracts

Set Account Password (Optional)

⚖️ 5. Compliance & Communications Consent

I agree to the Privacy Policy and Terms of Service, and authorize Pinnacle Lending Partners / Vibe Lending and its affiliated lending desks to contact me regarding my commercial loan inquiry. Commercial lending purposes only. (Notice Version: 2026-v1)

📋 Deal Sizing & Documentation Hub

INTAKE IN PROGRESS

Purchase Price

Rehab Budget

After-Repair Value

Credit Profile

Tier A (700+)

Phase 2 Ready

Approved Loan Facility

Pending Deal Specs

Initial Purchase Advance

100% Rehab Holdback

Estimated Cash to Close

Monthly Interest (I/O)

Note Rate / Broker Fee

10.99% / 3.00%

Limiting Metric

85% LTC Max Cap

📁 Loan Documentation Checklist

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